The /trends page shows every budget you've saved side by side so you can spot lifestyle creep before it compounds.
2 min read
Trends is a table of every budget you've saved, one row per month. Columns include take-home pay, shelter, transport, living, debt, savings, investments, and discretionary. Values that grew compared to the previous month show a subtle up-arrow.
Discretionary and dining/subscriptions are the usual suspects. If those columns drift upward for 3+ months while savings stays flat, you're experiencing lifestyle creep: the gradual absorption of income by unmemorable spending.
Good to know
Trends is a Pro feature. Free users see an upgrade nudge on this page.
Tip
Review Trends at the start of every month before you build the new budget. It's a 30-second gut check that keeps your next budget honest.
Smart Allocate auto-distributes your remaining income across priorities using a waterfall — emergency fund → debt → investments → lifestyle.
Wizard Mode walks you through every step. Quick Mode shows every section on one page — faster for returning users.
Start your next income deposit from the shape of your last one. "Start from last" copies all your recurring numbers so you only update what changed.