Start your next income deposit from the shape of your last one. "Start from last" copies all your recurring numbers so you only update what changed.
2 min read
Once you've saved a budget, the dashboard shows a "Start from last" button next to "New Budget." Clicking it creates a fresh budget pre-filled with all your last numbers — debts, rent, utilities, insurance, typical grocery spend, savings targets, investment contributions, etc.
You then only need to update: your next income date (required), your actual income if it changed, any new one-off expenses this month, and any bumps/cuts to discretionary spending.
Tip
Rollover typically takes under 2 minutes after the first full run. This is how most returning users budget — set it up once, tune it forward.
Smart Allocate auto-distributes your remaining income across priorities using a waterfall — emergency fund → debt → investments → lifestyle.
Wizard Mode walks you through every step. Quick Mode shows every section on one page — faster for returning users.
The /goals page is a standalone tracker for saving goals, debt payoff targets, and investment milestones. Goals surface as pills in the Finish Line step.